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2018-04-05 14:40:06
“How much do I have to put down to buy a house?”

Down Payments Depend on Your Mortgage Type

A question from home buyers, particularly first-timers, is: “How much do I have to put down to buy a house?” The answer is: It depends. The most important of those factors will be your credit, followed by income.

Conventional loans 

These mortgages are loans obtained through Fannie Mae or Freddie Mac. If you have really good credit, you may be looking at a minimum down payment of 3%.

This is definitely something that first-time home buyers should be looking into when they start the financing process. With a down payment this low, you will require mortgage insurance, which, when certain conditions are met sometime in the future, can be removed.  If you have questions or would like more information... we are here to help! 

Just give us a call!

The Cindy Bates Group @ Keller Williams East Idaho

Office 280-227-5321 

Cindy Bates 208-227-5321 * Shalan Hyde 208-716-5480 * Zac Keating 208-313-1180

 

 
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